Updates from January, 2016 Toggle Comment Threads | Keyboard Shortcuts

  • Steve Young 4:50 PM on January 28, 2016 Permalink | Reply  

    The donut saga 

    This was too good not to share…

    Ok guys, clearly y’all need an intervention!  Good grief this donut thing is getting out of hand!  Since I think each of you are awesome in your own rite and should live the longest life possible without complications from overeating donuts…. here’s my plan:

    Step 1 ADMIT YOU ARE THE, umm I mean HAVE A PROBLEM (ahemmm, Gallegos)HAHA


    Disclaimer:  Now don’t be too hasty in this… your body may start doing weird things as the consumption of these chemically enhanced, petroleum based, plasticized carbs and sugars are reduced. Maybe start by cutting the days you eat them down, or the number in a day… just “food” for thought...

    Step 3 START MOVING MORE (except Steve, he moves around all the time) GET UP FROM YOUR DESK, WALK SOME LAPS AROUND THE BUILDINGOh who I am kidding!  Place the donuts in the kitchen so you’ll have to walk to get them!  (Bonus: other people will consume them too thus enabling you to complete Step 2 more expeditiously)



    Just keep them away from the front desk cause whaleshape does NOT look good on me!

    Your Welcome!
    ~your awesome receptionist 😉

  • Steve Young 9:57 AM on January 28, 2016 Permalink | Reply  

    2016 Good Year to Buy, Sell a Home, says Real Estate Center Chief Economist 

    COLLEGE STATION, Tex. (Real Estate Center) The Texas housing market has been going strong the last few years. While it’s likely to cool off some this year, the chief economist for the Real Estate Center at Texas A&M University said now is still a good time to buy or sell a home. Low interest rates make it an especially appealing time to be a buyer, said Dr. Jim Gaines. The biggest challenge is the lack of selection.

    “The only reason that it might not be a good year is some buyers may have a hard time finding what they want,” Gaines said. “We still have a shortage of existing inventory being listed for sale.” Last month, Texas had a 3.1-month housing inventory. The Center considers 6.5 months a balanced market.

    “You’ll have to work very closely with an agent or someone who is close to the market on a day-to-day basis, because in many of our markets properties are being grabbed up almost as soon as they come up for sale,” Gaines said, “often on the same day and with multiple offers.” In other words, once you find a home you like, be prepared to act quickly. This is good news for sellers, who will probably have no trouble getting the price they want — at least for the first half of the year. “I think we’re going to see a slowdown in the housing market this year, but the market’s not going to stall,” Gaines said.

    The median price for a home in Texas last month was $201,900, up $8,200 from the previous month and up $9,900 from a year ago. “The past four years we’ve had this tremendous imbalance between the demand for housing and the supply being offered for sale. What I think will happen is the demand is going to slow down, and builders will keep supplying because they’ll find there’s still a very good market for new homes. People will decide now’s a good time to buy or sell, maybe before interest rates go up. The market will end up more balanced than it’s been. “Buyers will start finding that home prices won’t go up as fast and maybe some bargains will come out there.”

    By Bryan Pope, Associate Editor, Real Estate Center at Texas A&M University
    January 27, 2016/Release No. 07-0116


  • Steve Young 7:00 AM on January 27, 2016 Permalink | Reply  

    Happy Birthday Mozart 

    Born on January 27, 1756, in Salzburg, Austria, Wolfgang Amadeus Mozart was a musician capable of playing multiple instruments who started playing in public at the age of 6. Over the years, Mozart aligned himself with a variety of European venues and patrons, composing hundreds of works that included sonatas, symphonies, masses, concertos and operas, marked by vivid emotion and sophisticated textures.

    Click here to enjoy The Best of Mozart


  • Steve Young 10:19 AM on January 25, 2016 Permalink | Reply  

    Great article by Kirby Anderson 

    Censorship and Intolerance: by Kirby Anderson

    Harvard Law Professor Alan Dershowitz has been on talk shows expressing his concerns about the censorship that is taking place on college campuses. As I have mentioned in previous commentaries, it is helpful when someone who would disagree with you on everything from politics to theology at least agrees with your concerns about what is happening in the universities these days.

    He was on Fox & Friends last week to comment on the growing intolerance of the left and began by reminding us of our history. He said that when he was teaching back in the 1950s, “there were attempts to censor speech by Senator McCarthy. The right wing was trying to censor left-wing speech. Now it’s the hard left that’s trying to censor . . . conservative speech, Christian speech, pro-Israel speech, you name it.”

    He took on the latest campus fad about safe spaces. He said, “We have to distinguish between safe spaces for ideas, there should be none, and physically safe places where you’re not intimidated or you’re not threatened. And Christian speakers, pro-Israel speakers, speakers that are not politically correct today, have their physical safety endangered.”

    He lamented that when he speaks on college campuses in favor of Israel, he needs armed guards to protect him “from radical leftist students who would use physical intimidation. They won’t give me a safe space. They won’t give pro-Israel students a safe space, they won’t give Christian students a safe space.”

    He also talked about a group of pro-life Christians who were attacked for saying that all lives mattered. “They were told to be subject to training, and sensitivity, and the president of Smith College had to apologize for using that term.”

    Alan Dershowitz is right. I applaud him for speaking out about censorship and intolerance on campus. We need others to join him and speak out.


  • Steve Young 7:32 AM on January 21, 2016 Permalink | Reply  

    Need a fresh start? 

    Hosea 6:3  Let us know, Let us pursue the knowledge of the Lord (with Philippians 3:10). His going forth is established as the morning; He will come to us like the rain, Like the latter and former rain to the earth.
    Psalm 5:3 My voice You shall hear in the morning, O Lord; In the morning I will direct it to You, And I will look up.
    Lamentations 3:21-23  This I recall to my mind, Therefore I have hope. Through the Lord’s mercies we are not consumed (see Malachi 3:6), Because His compassions fail not. They are new every morning; Great is Your faithfulness.
    2 Peter 1:19-21  And so we have the prophetic word confirmed, which you do well to heed as a light that shines in a dark place, until the day dawns and the morning star rises in your hearts;
    The morning is the gate of the day, and should be well guarded with prayer. It is one end of the thread on which the day’s actions are strung, and should be well knotted with devotion. If we felt more the majesty of life we should be more careful of its mornings. He who rushes from his bed to his business and waiteth not to worship is as foolish as though he had not put on his clothes, or cleansed his face, and as unwise as though he dashed into battle without arms or armor. Be it ours to bathe in the softly flowing river of communion with God, before the heat of the wilderness and the burden of the way begin to oppress us. Charles Spurgeon
    Notice a theme running through these Scriptures and Spurgeon’s comment?
  • Steve Young 7:00 AM on January 20, 2016 Permalink | Reply  



    National Disc Jockey Day is observed annually on January 20th.

    A disc jockey, or DJ for short, is a person who plays recorded music either on the radio or at a club or event. The first disc jockey was an experiment on the airwaves. In 1909, sixteen-year-old Ray Newby was a student under the supervision of Charles “Doc” Herrold at Herrold College of Engineering and Wireless. He played the first records over the airwaves before the word disc jockey even existed.

    I got to do some Disc Jockey work years ago, I guess around 1974 at KBUY Country Music studio which was located in the old Seminary South Shopping Center. Started learning how from the main afternoon drive Dude and station manager then progressed to doing a Sunday morning show introducing Church’s, etc. from 7-11 AM then from 11- Noon got to play music. After that did the Midnight to 6 am program for several months, lotta fun.

    This is Steve Young, your all night radio host playing those records back to back as the trees blow in the breeze at the mighty, KBUY constant country music for Ft Worth-Dallas. (I never put Dallas first, not even back then!)

  • Steve Young 8:03 AM on January 15, 2016 Permalink | Reply  

    Texas Economy & Real Estate Market 


    Texas Housing Insight

    The Texas economy continued to grow in November but at a more modest pace in the face of a weakening global economy, lower energy prices, and a strong dollar. Total employment expanded but was weighed down by the manufacturing and oil and gas extraction sectors, especially in Houston. Housing demand has started to show signs of slowing down in Texas while new construction was constrained by a shortage of skilled labor and developable lots.


    The Texas Residential Construction Leading Index (RCLI), which signals future directional changes in the residential construction business cycle of single- and multifamily housing, continued to increase in November. The RCLI was positively affected by increases in weighted building permits and especially by housing starts that registered a strong increase in the second half of 2015. Multifamily construction remained robust. The Texas Residential Business Cycle (Coincident) Index  measures current construction activity; it turned down in November after a slowdown in activity during prior months. Single-family housing construction permits statewide increased moderately in November with declines in the year-over-year growth in Austin and Houston. Dallas continued with sustained growth though slowing down. No major MSA has reached its prior peak permitting levels. Housing starts in Texas continued to climb in November, helping alleviate the restricted supply somewhat.

    Months of inventory for existing homes across Texas remained low but registered modest upticks the past couple of months to nearly 3.5 months of inventory (around 6.5 months of inventory is considered balanced). It is still too soon to tell if a trough has been reached, and an upward trend will continue going forward.


    In November, total Texas housing sales decreased 0.5 percent year-over-year seasonally adjusted and decreased 1.8 percent on a not seasonally adjusted basis. Three of the five major metros — Austin, Dallas and Fort Worth — posted solid home sales increases. Houston had a negative 5.6 percent year-over-year seasonally adjusted change (negative 10.7 percent not seasonally adjusted). Year-to-date, 2015 Texas home sales registered positive growth, but the rate of change lagged behind the nation. Mortgage interest rates have remained slightly below 4 percent. In November, the Federal Home Loan Mortgage Corporation reported a 3.94 percent average rate on a 30-year, fixed-rate mortgage, while the 30-year U.S. Treasury bond yield equaled 3.03 percent.

    The number of days an existing home was on the market remained low relative to prior periods reflecting the tight supply. New homes had somewhat longer November sales periods in Austin and Houston compared to Dallas and San Antonio. The average statewide difference to sell a new home versus an existing home was 39 days in November.


    Average and median sales prices have risen dramatically in Texas since 2011 and continued to climb in November. The constrained supply, in conjunction with strong demand, accelerated price gains. Austin has been the house-price-appreciation leader through November 2015. Nonenergy employment growth and a strong services sector caused Dallas to register even stronger price appreciation, followed by Fort Worth and San Antonio. Due to recent declines in the energy sector and the resulting economic slowdown, Houston has begun to exhibit a softening in price growth.

    Texas’ existing and new home sales prices have steadily climbed in the major metros. Since 2011, new median home prices exceed existing home prices by 48 percent and by 37 percent based on average sales prices. This price differential results primarily because of increases in home size for newer homes and the significant increases in construction and land costs for new homes. The price per square foot for a new home in Texas was almost 20 percent more than for an existing home.

    Even with rapid price appreciation, purchasing a home in Texas continued to be relatively affordable compared to the rest of the United States, but the gap appears to be closing. The rate of increase in personal and household income greatly lags the increase in home prices.

  • Steve Young 5:45 AM on January 12, 2016 Permalink | Reply  

    I can see you…always 

    Because I fell in love with you from day one…

    board pics_for installation 006Little TootieCara  …And I still am today!


    If you could see me now
    You’d know the pain’s erased
    You wouldn’t want meCowgirl
    To ever leave this place
    If only you could see me now




    5:45 AM


  • Steve Young 12:31 PM on January 5, 2016 Permalink | Reply  

    By Donating to the Cara Young Fish for Life… 

    How the Cara Young Fish for Life is benefiting families of Cystic Fibrosis…



  • Steve Young 8:09 AM on January 4, 2016 Permalink | Reply  

    Proven TAX Strategies 

    I’ve attended this class several times and always come away with some very good ideas and a plan to implement them!

    Tax Strategies-Flyer-Jan 2016


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